Rewriting Girl Math
Into Generational Wealth.
Practical money habits for women who want freedom, not guilt. Ditch the budget anxiety and design a life where financial empowerment feels effortless, sustainable, and entirely yours.
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Break the Guilt Cycle: Master the emotions and psychology shaping your daily purchasing habits.
Beyond Spreadsheets: Practical systems tailored for real life, from paying off debt to intentional wealth creation.
CPA-Backed Strategies: Designed by licensed financial expert Shalini Dharna-Kibsey, CPA, CFO & Licensed Financial Advisor.
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Let's Ditch the Guilt and Redefine "Girl Math"
Personal finance isn't about extreme restriction or feeling bad about coffee runs. It's about taking full control of your economic agency with confidence and strategy.
Ditch Spending Guilt
Stop apologizing for living your life. Learn how to untangle deep emotional triggers, family money paradigms, and social spending pressure.
Systems Over Spreadsheets
Complex spreadsheets fail because life happens. Discover intuitive cash-flow mapping and debt automation built for how women actually spend.
Generational Wealth
Move beyond basic saving into asset building, tax minimization strategies, and compounding investments backed by real CPA & CFO principles.
Looking for Tailored 1-on-1 Guidance Beyond The Book?
While Money Moves™ gives you the complete self-paced blueprint, Shalini also leads the private Money Moves™ Coaching Program, designed for ambitious women, professionals, and business owners who want direct CFO guidance, custom tax strategies, and personalized wealth roadmaps.
1-on-1 Private Advisory
Direct high-touch strategy calls with Shalini to review your unique assets.
CPA Tax Minimization
Personalized tax-efficient structures so you legally keep and compound more.
Executive Accountability
Dedicated CFO partnership to build long-term generational wealth.
What You'll Master Inside "Money Moves™"
10 powerful chapters designed to dismantle financial guilt, build autopilot systems, and unlock permanent wealth.
Introduction
Setting the foundation for a transformative journey away from restriction and into true economic freedom.
The Early Scripts
Uncovering the subconscious family money stories and childhood paradigms that dictate your current spending.
How History Wrote Our Paycheque
Understanding the systemic factors and societal wage structures impacting female wealth building today.
Mapping Money You Can Feel
Creating cash-flow clarity without rigid budgets—aligning every dollar with your personal happiness.
Inside the Girl Math Headspace
Transforming micro-rationalizations into intentional asset accumulation with zero spending shame.
Debt Detox: Putting Your Plan on Autopilot
Elimination strategies for high-interest debt that run seamlessly in the background of your life.
Investing 101: Simple, Straight-Talk Basics
Demystifying index funds, portfolios, and compounding interest into actionable steps for beginner investors.
Make More Money, On Your Terms
Negotiation frameworks, career pivot strategies, and income expansion models designed for modern women.
Taxes, Simplified: Keep More of What You Earn
Licensed CPA strategies to legally minimize your tax burden and retain maximum income.
Protect the Purse: Safety, Insurance and Boundaries
Safeguarding your hard-earned wealth against unexpected emergencies, financial vulnerability, and burnout.
Boundaries, FOMO and Choosing Your Yes
Protecting your bank account against social pressure while confidently spending on what truly matters.
Conclusion
Wrapping up your transformation and stepping confidently into your new identity as a wealth builder.
Plus 3 Special Bonus Chapters Included
Parenting and Money
Balancing family expenses, societal expectations, and generational legacy.
Money and Relationships
Making collaborative financial decisions as a couple without friction.
A Note on the Worksheets
Practical, printable reflection exercises to lock in your habits permanently.
Shalini Dharna-Kibsey, CPA
Shalini Dharna-Kibsey, CPA, CFO & Licensed Financial Advisor, is a trusted financial strategist helping women rewrite their relationship with money. Raised by parents in finance and a B.Comm graduate, she knows firsthand that what comes naturally to some can feel overwhelming to others.
Today, she blends executive CFO expertise with deep empathy to make financial literacy practical, empowering, and guilt-free. As a mother raising three kids, she views money as a lifelong journey of empowerment and generational legacy.
What Readers Are Saying
Discover how women are transforming their bank accounts and ditching spending anxiety.
"Finally a personal finance book that doesn't make me feel guilty for enjoying my life. Shalini's CPA advice is practical and so easy to follow!"
"The chapter on debt automation completely changed my monthly routine. I'm actually saving money without feeling restricted!"
"As a female entrepreneur, this book gave me both the mindset and tax strategies I needed. Worth every single penny!"
Frequently Asked Questions
Everything you need to know about the book, delivery, and Shalini's advisory options.
Money Moves: Rewriting Girl Math is available directly on Amazon in paperback format with fast shipping across Canada, the US, and internationally.
Yes! Whether you are just starting your financial journey or looking to optimize your existing investments, Shalini breaks down complex CPA and CFO concepts into jargon-free, actionable steps.
The book gives you the complete blueprint and self-paced framework. The Money Moves Coaching Program (available at 1shalini.com/money-moves) is a high-touch 1-on-1 private advisory experience where Shalini personally reviews your assets, creates custom tax minimization plans, and advises directly on your wealth portfolio.
Shalini Dharna-Kibsey is a Certified CPA, executive CFO, and Licensed Financial Advisor with over a decade of corporate and personal financial experience, dedicated to empowering women with guilt-free wealth strategies.
Yes! The book features dedicated reflection prompts, cash-flow mapping frameworks, and a special bonus section guiding you through printable worksheets to lock in your money habits permanently.
Ready to Rewrite Your Money Story?
Order your copy of Money Moves today and start building a life of true financial confidence and freedom.