MONEY MOVES · KNOW YOUR NUMBERS

Know Your Numbers

Girl math got you nowhere.
Here’s the real math.

A 60-day, self-paced money program built by a CPA and licensed financial advisor — daily lessons, video modules, and worksheets that replace guilt with an actual plan. No live calls to schedule. No jargon. Just the numbers, finally making sense.

One-time payment · Lifetime access · Start today

Exhibit A

The math you’ve been doing
vs. the math that works

Statement of Account
Rewriting Girl Math — Line Item Review
It's only $8, that's basically free
Reframe$8 × 4x/week = $1,664/year, tracked and intentional
It was on sale, so I saved money
ReframeSpending is never saving — but a real plan makes room for it guilt-free
I'll figure out my finances eventually
ReframeDay 1 of 60: know your income, expenses, and net worth — for real
Budgets never work for me anyway
ReframeValues-based systems built for irregular income and real life
Balance owed to yourself Paid in full
What's Included

Everything in the program

60 Daily Emails Bite-sized lessons and prompts, delivered straight to your inbox
✓ INCLUDED
8 Video Modules Watch on your own schedule — pause, rewind, rewatch anytime
✓ INCLUDED
60+ Worksheets Printable, practical tools for budgeting, mindset, and tracking
✓ INCLUDED
Lifetime Access Revisit any lesson or worksheet whenever you need a boost
✓ INCLUDED
Total Due Today $97

The Roadmap

8 modules, in order,
for a reason

R

Know Your Numbers

Income, expenses, net worth, and cash flow — build clarity, no more guessing.

R

Money Mindset & Story

Cultural influences and scarcity thinking — shift from fear to confidence.

R

Budgeting With Purpose

Values-based budgeting for irregular income and real spending personalities.

R

Debt & Credit Mastery

Good debt vs. bad debt, interest, credit score, and repayment plans that stick.

R

Saving With Intention

Emergency funds, sinking funds, and automation — without pressure or deprivation.

R

Investing 101

TFSA vs. RRSP, compound growth, and debunking the myths keeping you on the sidelines.

R

Financial Boundaries & Communication

Saying no, healthy money conversations, and protecting your peace.

R

Integration & Next Steps

Automation, routines, and accountability — turning lessons into lifelong habits.

The Roadmap

You’ll feel at home here if…

$

You're a busy professional

Who wants clear, actionable steps — not jargon or overwhelm.

$

You're done with budget burnout

and ready for mindset shifts instead of guilt trips.

$

You're building something

— a side hustle or business, and want your money habits to match your goals.

$

You want real confidence

around spending, saving, and investing — not just another spreadsheet.

The Roadmap

You’ll feel at home here if…

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This was my first year filing as a small business owner. Shalini really helped to transform an overwhelming task into a smooth process. I was able to submit with confidence, and I look forward to working with her again. Thanks, Shalini!

Catherine Reyto, Toronto

{

Can't say enough how Shalini and her team treat you. They are very knowledgeable and ask questions to ensure they understand your situation and all the nuances. I wouldn't hesitate to use their services. Very thorough and comprehensive.

— John Worona, Mississauga

{

We’re a small business, and it’s our fourth year working with Dharna CPA. We’ve had nothing but positive experiences. We’re very pleased with the assistance we’ve received and always feel confident that our finances are being handled well and in the right direction. Thank you so much!

Gilberto Santos Junior

Want the framework in print first? Read Money Moves: Rewriting Girl Math on Amazon →

The Roadmap

Questions, answered

Is this self-paced or live?
Fully self-paced. You get 60 daily emails and 8 video modules you can work through on your own schedule — pause, rewind, and revisit anytime.
How much does it cost?
$97, one time. No subscription, no upsell required to get the full program — lifetime access included.
What if I want 1-on-1 support?
Private advisory is available separately for anyone who wants direct, personalized guidance beyond the self-paced program.
Do I need to know anything about finance first?
No. The program is built for beginners and breaks down every concept in plain language — no jargon, no assumptions.

Ready to know your numbers?

60 days. One price. A plan you’ll actually finish.

© 2026 Shalini Dharna-Kibsey, CPA · Money Moves™

320 Matheson Blvd W, Mississauga, ON