MONEY MOVES · KNOW YOUR NUMBERS
Know Your Numbers
Girl math got you nowhere.
Here’s the real math.
A 60-day, self-paced money program built by a CPA and licensed financial advisor — daily lessons, video modules, and worksheets that replace guilt with an actual plan. No live calls to schedule. No jargon. Just the numbers, finally making sense.
One-time payment · Lifetime access · Start today
Exhibit A
The math you’ve been doing
vs. the math that works
Everything in the program
The Roadmap
8 modules, in order,
for a reason
Know Your Numbers
Income, expenses, net worth, and cash flow — build clarity, no more guessing.
Money Mindset & Story
Cultural influences and scarcity thinking — shift from fear to confidence.
Budgeting With Purpose
Values-based budgeting for irregular income and real spending personalities.
Debt & Credit Mastery
Good debt vs. bad debt, interest, credit score, and repayment plans that stick.
Saving With Intention
Emergency funds, sinking funds, and automation — without pressure or deprivation.
Investing 101
TFSA vs. RRSP, compound growth, and debunking the myths keeping you on the sidelines.
Financial Boundaries & Communication
Saying no, healthy money conversations, and protecting your peace.
Integration & Next Steps
Automation, routines, and accountability — turning lessons into lifelong habits.
The Roadmap
You’ll feel at home here if…
You're a busy professional
Who wants clear, actionable steps — not jargon or overwhelm.
You're done with budget burnout
and ready for mindset shifts instead of guilt trips.
You're building something
— a side hustle or business, and want your money habits to match your goals.
You want real confidence
around spending, saving, and investing — not just another spreadsheet.
The Roadmap
You’ll feel at home here if…
This was my first year filing as a small business owner. Shalini really helped to transform an overwhelming task into a smooth process. I was able to submit with confidence, and I look forward to working with her again. Thanks, Shalini!
— Catherine Reyto, Toronto
Can't say enough how Shalini and her team treat you. They are very knowledgeable and ask questions to ensure they understand your situation and all the nuances. I wouldn't hesitate to use their services. Very thorough and comprehensive.
— John Worona, Mississauga
We’re a small business, and it’s our fourth year working with Dharna CPA. We’ve had nothing but positive experiences. We’re very pleased with the assistance we’ve received and always feel confident that our finances are being handled well and in the right direction. Thank you so much!
— Gilberto Santos Junior
Want the framework in print first? Read Money Moves: Rewriting Girl Math on Amazon →
The Roadmap
Questions, answered
Ready to know your numbers?
60 days. One price. A plan you’ll actually finish.
© 2026 Shalini Dharna-Kibsey, CPA · Money Moves™
320 Matheson Blvd W, Mississauga, ON